Family Income Benefit

A Family Income Benefit protection policy will provide your dependents with a monthly income, rather than a lump sum, when you die. The monthly income continues for the remaining term of the policy.

Family income benefit is available with critical illness cover.

Family Income Benefit Policy Benefits:

  • Provides an income for the surviving spouse/partner to bring up children etc.
  • Long or short term policies are available i.e. 1-18 years.
  • Available for single or joint applicants.


Family Income Benefit Policy Limitations:

  • The policy term is fixed at the outset and can't be changed.
  • No investment element.
  • The fixed sum assured does not take account of inflation unless you opt for a policy where the premiums and sum assured increase every year with the RPI. (Retail Price Index)


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Family Income Benefit - Lyn Financial Services