Impaired Life Annuity

Do you realise that if you are in poor health, have had serious medical problems in the past, are very overweight or you are a smoker then you should be able to get a better income return from your annuity.

Many companies now offer an enhanced rate for poor health so it is important that you shop around with an experienced adviser to get the right annuity for you.

These are some of the conditions that might get you a better rate for your annuity.

  • Blood Pressure
  • Diabetes
  •  Obesity (we'll ask for your height & weight)
  • Postcode and Occupation combination
  • Stroke
  • High Cholesterol
  • Asthma
  • Cancer
  • Smoking (manufactured cigarettes 10 per day for the last 10 years, pipes, cigars, rolled tobacco)
  • Heart Conditions
  • Emphysema
  • Rheumatoid Arthritis
  • Parkinsons Disease
  •  Alzheimer’s
  • MS
  • COPD (chronic obstructive pulmonary disease)
  • Bronchitis

We offer specialist independent pension advisers with access to the whole of the annuity market so you purchase the most appropriate annuity for your needs.



or FREEPHONE NOW 0800 018 1315



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Lyn Financial Services - Annuity